A few tips to work alongside your home insurance and help put off opportunist thieves
Shopping around for home insurance quotes and getting the right policy in place could help you worry less about the cost of being burgled. But did you know that many thefts are opportunist? This means there are things you can easily do to help deter the casual thief.
One of the first steps to taking care of your treasured possessions is to get good contents insurance quotes. Of course, home insurance won’t deter thieves, but it will help to give you some peace of mind should something get stolen.
When you get your insurance policy, make sure you have a reasonable idea of how much the contents of your home are worth before you get quotes – because the figures will vary according to the value of your possessions and a number of other factors.
Also, it can be easy to underestimate, so make sure you cover everything in your home including furniture, appliances, jewellery and even clothes. You’ll be surprised how quickly it all adds up. And make sure you consider every room too – including the garage if you have one.
There are lots of other things you can do to safeguard your home. Here are a few simple ideas.
Get good locks
Because many home burglaries are opportunistic, any small thing you can do to make your house look hard work to break into, could put the thief off. So start with the obvious things and make sure your doors and windows have good catches and locks and check they are fastened tightly when you are about to go out. The opportunistic thief is likely to be on the lookout for a window that’s been left open – or a door that’s easy to force. If yours look sturdy, there’s more chance the burglar will move on and look somewhere else.
Strong gates and fences can be a deterrent
If you have a good, solid fence and gate around your property, then it means more hassle for the would-be thief – especially if they are high enough to make them challenging to climb over. If a casual burglar can easily see what’s behind a fence, they can check out the best way to approach the house. But if the fence is high enough, they are less likely to take the risk. But don’t forget, no house is totally secure, so it makes sense to have house and contents insurance in place at all times.